Useful Tool · Vehicle buying decision

EV vs Petrol Car Cost & Ownership Calculator

Compare purchase price, running cost, financing, maintenance, insurance, resale value and break-even. Change your assumptions and see the result update instantly.

Better financial choice

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Current scenario

Ownership saving

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Monthly advantage

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While loan is running

Ownership break-even

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Before final resale

Change the decision

Every value updates in real time. One change never resets another.

LIVE

Driving per month

0 km5,000 km

Exact km

Ownership period

1 yr12 yrs

Years

EV initial price ₹

Petrol initial price ₹

Scenario name

Saved scenarios

Save multiple named scenarios (e.g. "City driving", "Long commute") and switch between them anytime. Stored in this browser on this device.

Defaults loaded.

Vehicle assumptions

Current calculator values are pre-filled.

EV name

Petrol car name

Fuel & energy

EV charging

Charger setup ₹

Battery kWh

Real EV range km

Electricity ₹/kWh

Petrol mileage km/L

Petrol ₹/L

Charging type is descriptive; it does not overwrite tariff or charger cost.

Finance

Down payment %

Loan years

EV interest %

Petrol interest %

Maintenance, insurance & resale

EV service / yr ₹

Petrol service / yr ₹

EV wear / yr ₹

Petrol wear / yr ₹

EV insurance yr-1 ₹

Petrol insurance yr-1 ₹

EV resale %

Petrol resale %

Advanced escalation

Electricity increase %/yr

Petrol increase %/yr

Total cost of ownership

Purchase + energy + maintenance + insurance + finance − resale.

Ownership cost over time

Year 0 starts with initial vehicle value. Running costs and finance accumulate year by year.

Usage sensitivity

See how the ownership balance changes as monthly kilometres increase.

Dashed line = your current monthly usage.

Why does one car win?

These factors explain the current cost difference.